Commercial Auto Insurance
Commercial Auto Insurance Information
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel. This includes liability, collision and comprehensive, medical payments, and coverage for uninsured motorists. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. Bishop Associates will be sure to gather the specific details regarding your business' need of auto insurance. This includes about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.
While the major coverages are the same, a business auto policy differs from a personal auto policy in many technical aspects. Call Bishop Associates and we will be happy to explain all of the differences and your options.